Mortgage Rates for Seattle Real Estate, December 21, 2009

Today's News — By TheMortgageReel Team on December 21, 2009 at 11:03 pm

Conforming Mortgage Rates
Scenario Based on Purchase Price of $400,000 with 20% down
1% Loan Fee (1% of the loan amount)
Loan amounts up to $417,000
	rate	apr
30 Yr Fixed	4.875%	4.881%

15 Yr Fixed	4.250%	4.474%

7/1 ARM 5/2/5 CAPS	4.500%	3.975%

5/1 ARM 5/2/5 CAPS	3.875%	3.674%

3/1 ARM 5/2/5 CAPS	3.500%	3.523%

Super Conforming Scenario
1% Loan Fee (1% of the loan amount)
Loan amounts between $417,001 - $567,500 with the same guidelines

Scenario Based on Purchase Price of $600,000 with 20% down
	rate	apr
30 Yr Fixed	5.125%	5.248%

15 Yr Fixed	4.375%	4.581%

Jumbo (Non-Conforming)
1% Loan Fee (1% of the loan amount)
Loan amounts between $567,501 - $999,999 with the same guidelines

Scenario Based on Purchase Price of $1,000,000 with 25% down
	rate	apr
30 Yr Fixed	6.500%	6.621%

7/1 ARM 5/2/5 CAPS	5.625%	4.598%

5/1 ARM 5/2/5 CAPS	4.875%	4.023%

Government - FHA

Scenario Based on Purchase Price of $400,000 with 20% down
1% Loan Fee (1% of the loan amount)
Loan amounts up to $417,000
	rate	apr
30 Yr Fixed	4.875%	5.517%

15 Yr Fixed	4.500%	5.244%

FHA - High Balance
1% Loan Fee (1% of the loan amount)
Loan amounts between $417,001 - $567,500 with the same guidelines

Scenario Based on Purchase Price of $600,000 with 20% down
	rate	apr
30 Yr Fixed	5.000%	5.642%



Prime Rate	3.25%