Seattle home buyers and owners looking to finance with FHA need to consider some of the new guideline changes. Here are a few changes to consider, credit score requirements, down payment increase, income qualifications.
Seattle Mortgage Reel provides a easy to understand presentation on how to maximize home owners closing costs to secure the best rate on a 30 year fixed conventional mortgage.
USDA home loans are 100% financed back by the Government. Under the terms, the borrower may borrow up to 100% of the appraised value of the home, which can possibly eliminate the need for a down payment.
Reviewing your credit score every 12 months is a great idea. If you find errors contact the 3 credit bureaus immediately, Experian, Transunion, and Equifax.
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